How to Choose a Senior Living Option

July 30, 2024July 30, 2024 Caregiving

Deciding where to live as we age can feel overwhelming, but when you choose a senior living option, VOYCE is here to help. Understanding the differences between independent living, assisted living, memory care, and skilled nursing can help you make the best choice for yourself or a loved one. Let’s break it down together, so you can feel confident in your decision.

What is Independent Living?

Independent living is perfect for those who can manage their daily activities but want convenience and community. You get your own private space, with the added benefits of social activities, dining options, and amenities like housekeeping and transportation.

When to Consider Independent Living:

You’re mostly self-sufficient but want to downsize.
You enjoy socializing and want a sense of community with an active lifestyle.
You want fewer home maintenance responsibilities.

Downsides of Independent Living:

Limited medical care: No on-site medical staff for emergencies or ongoing health issues.
Potential for isolation: You might feel lonely if you don’t actively participate in activities.
Higher costs: Depending on the amenities and location, some independent living communities can be pricey and require a large upfront buy-in.
No state oversight. Independent living communities are more like apartment buildings, so there is no licensing body like other senior living options

What is Assisted Living?

Assisted living bridges the gap between independent living and more intensive care. It offers help with daily tasks such as bathing, dressing, and medication management while providing a social environment and various activities.

When to Consider Assisted Living:

You need help with daily activities.
Safety is a concern (e.g., risk of falls).
You want to stay active and engaged but need some support.

Downsides of Assisted Living:

Cost: Assisted living can be expensive, and few insurance plans cover it. In Missouri, finding an assisted living community covered by Medicaid can be extremely challenging.
Limited medical care: While there is some medical oversight, it is not as comprehensive as skilled nursing.
Adjustment period: Moving from home to an assisted living facility can be challenging emotionally and mentally.

What is Memory Care?

Memory care is a specialized type of assisted living designed for individuals with Alzheimer’s or other forms of dementia. Most memory care facilities are licensed as assisted living or skilled nursing facilities. These communities provide a secure environment with trained staff to support cognitive challenges.

When to Consider Memory Care:

A loved one has been diagnosed with Alzheimer’s or dementia.
They require specialized care and a secure environment.
They benefit from structured activities designed for cognitive support.

Downsides of Memory Care:

Higher costs: Memory care tends to be more expensive due to specialized services and staff training.
Emotional impact: It can be hard for families to see a loved one in a memory care facility.
Limited freedom: Residents often have less independence due to safety concerns.

What is Skilled Nursing?

Skilled nursing facilities, or nursing homes, provide 24/7 medical care and support from licensed professionals. This option is for those who need extensive medical attention and ongoing care.

When to Consider Skilled Nursing:

You or a loved one need constant medical care.
There are significant health issues requiring professional supervision.
Rehabilitation services are needed post-hospitalization.

Downsides of Skilled Nursing:

Institutional feel: Some skilled nursing facilities may feel more clinical and less home-like.
Higher costs: The comprehensive care provided in skilled nursing facilities can be very costly.
Limited social interaction: Due to medical needs, social activities might be less frequent or varied.